How to make a Money Pad using your Silhouette
(plus other great ideas for giving gifts of cash!)

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Christmas is just around the corner! Have you finished all your holiday shopping? If you’re short on time or ideas, there’s one gift that’s perfect for any occasion – CASH! And with a little creativity, even a cash gift can look festive. Today I’ll share with you how to make a personalized money pad with help from Silhouette Studio, a PixScan mat, and your Silhouette machine. When we’re done, I’ll link you to even more ideas you can use to dress up dollar bills for gift-giving.

DIY Money Pad


The Basics

What You’ll Need:


Supply Notes:

  • Dollar bills. New, crisp currency works best but this may not be an option for you. My bank didn’t have any fresh bills, so they gave me the best they had and I freshened them up a bit using my heat press.
  • Chipboard. Alternatives include cardstock, the backing from an old notepad, or even a cereal box.
  • Padding compound. Comes in white (which dries clear) as well as some colors. If you’re in a pinch and need this faster than even Amazon Prime can deliver, check with your local art supply store or print shop. Or check out this recipe I found online to make your own.
  • Brush. I used a glue brush, but you could also use a small paintbrush with bristles that will allow you to “push” the padding compound into the stack of dollar bills.

Money Pad

Money Pad


Copying Currency:

Before we get started, let’s get the legalities out of the way. I’ll admit that scanning in an image of a dollar bill and printing out a copy of it can feel a bit like…well…counterfeiting! But I promise, it’s perfectly legal – as long as you follow a few, but very specific,  guidelines from the US Department of the Treasury:

  • The copy must be less that 75% or more than 150% the size of the original.
  • Only single-sided copies are allowed.
  • Any scans or digital images used to make the copy must be deleted after use.

(Just to be on the safe side, however, I’ve blurred out all serial numbers in the photos presented here.)

Now let’s make a money pad!!!


Front & Back

Step 1: Import an image of the dollar bill into Studio.

Place a dollar bill on the PixScan mat and take a photo. (If you don’t have a PixScan mat, you can scan in the image using a regular scanner but the proportions may not be as accurate.)



Import the image into Studio.


Step 2: Create the shape

Using the Draw a Rectangle tool, create a rectangle the same size as the dollar bill.


Step 3: Cut

Copy (CTRL/CMD+C) the rectangle and Paste it into a new design page. This will be the cut file for your backing.

Money Pad

Cut the backing from a piece of Silhouette Chipboard.



At this point, you could use the same rectangle shape to cut the front from whatever material you choose. You will also need 1-2 pieces of this size cut from scrap cardstock to use as waste pieces. (I only used one waste piece for the front. In hindsight, I wish I’d used one for the back as well.) In the next section, I’ll explain how I personalized my cover.


Personalized Cover (optional)

Step 1: Digitize an image of the dollar bill

Open the photo taken on the PixScan mat as a regular JPEG (rather than a PixScan image) by choosing File>Open and navigating to where the photo is saved on your computer. (The photo will open in a new page.)

Money Pad


Draw a Rectangle around the dollar bill portion of the photograph. Select both the rectangle and the JPEG image and choose Object>Modify>Crop. You now have a digitized image of the dollar bill.

Money Pad

Money Pad


Step 2: Add photo

Choose File>Merge and import the photo you want to use. Using the Draw an Ellipse tool, create an oval the same shape as the photo on the dollar bill. Use this oval to crop out an image for the money pad cover. (Be sure to lock the aspect ratio before increasing/decreasing the oval in size.)


Select the cropped photo and move it into place over the original photo on the dollar bill.


Step 3: Add text

Using the Drawing tools, draw shapes to cover all serial numbers and any other areas where you would like to add text.

Money Pad


Using the eyedropper tool, fill the rectangles with a color to match the background of the dollar bill.


Type your text. I used the Baskerville font, 24pt, 115% character spacing. The text was filled with a shade of green to match the seal on the dollar bill and the line color was set to none.


Important: Be sure that all text and all shapes are set to “No Cut”.

Group everything together.


Step 4: Create a Print & Cut

Create a new design page with dimensions to match your printer (usually 8.5 in x 11 in). Add registration marks to the page by pressing M on your keyboard.

Copy the rectangle created for the front/back piece and paste it onto the new design page.  Duplicate it once to create the front waste piece. If you have room on the page, duplicate it once more to create a back waste piece.


Copy and paste the personalized dollar bill onto the new design page. Scale to 75% or less (per the legal requirements). Move it into place within one of the rectangles. Add additional text as desired.


Print out the design on cardstock (I used my new Canon TS9521C) and cut on your Silhouette machine.

Canon TS9251C Printer

Money Pad


Putting it all together

(This is the easiest part, but also the part that takes the longest due to drying time.)

  1. With the waste piece on top, stack everything together and line it up as evenly as possible along the edge to be padded.

Money Pad

Money Pad


  1. Secure with binder clips. (I also reinforced mine with craft sticks trimmed to size.)

Money Pad

Money Pad


  1. Carefully apply a thin layer of padding compound, gently pressing the compound into the edge of the paper stack.  Be sure that the entire edge is lightly coated. Allow to dry completely without moving the money pad. (This will usually take a few hours.)

Money Pad


  1. Apply a second coat of padding compound that is approximately 2-3 times thicker than the first coat. Allow to dry for a minimum of 6 hours or longer, preferably overnight.

Money Pad


  1. Once the padding compound is completely dry, remove the binder clip and waste piece(s). (I didn’t include a waste piece for the back, so I had to trim away the excess padding that was stuck to the craft stick.)

Money Pad

Your money pad is complete!

This project was so much fun and I love how it turned out. I can’t wait to give it to my grandson on Christmas morning!!!

Money Pad


But wait, there’s more…

Need more clever ideas on how to gift a wad of cash? Check these out:

Candy-filled Mason Jar

Christmas Money Ornament

Pillow Box

Emergency Cash

Ornament-Shaped Gift Card Holders using designs from the Silhouette Design Store

Bag of Holiday Dough

DIY Money-Wrapped Crayons

Money Roll Dispenser

Bottle Full of Cash

Christmas Tree


Until next time,




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